Am I covered for accidental damage in my home?
Essentials Product
What’s included in my building’s insurance?
Damage to underground drains, pipes, cables and tanks
What about contents insurance?
Accidental damage isn’t included as standard.
Want extra protection?
You can add Full Accidental Damage Cover for buildings and contents for an extra cost.
This can cover things like:
• Breaking bathroom fittings • Broken glass in windows or doors • Ceramic hobs in fitted kitchens • Accidents like putting your foot through the ceiling • Spilling wine on a carpet
If you already have a 1st Central home insurance policy, you can add this cover online in Your Account at any time. You can also find cover limits and terms in your policy documents.
This cover is subject to policy terms, conditions and exclusions.
Need help making the change? You can talk to our Customer Service team by reaching them on 0333 043 2001.
Home and Premier Products
What’s included in my building’s insurance?
• Damage to underground drains, pipes, cables and tanks • Breakages to bathroom fittings • Glass in windows and doors
What about contents insurance?
Your contents insurance includes some accidental damage cover, such as:
• Broken mirrors • Fixed glass in moveable furniture • Ceramic hobs in freestanding cookers
Looking for extra protection?
You can add Full Accidental Damage Cover for buildings and contents for an extra cost.
This covers unexpected accidents, like:
• Putting your foot through the ceiling • Spilling wine on a carpet
This cover is subject to policy terms, conditions and exclusions.
If you already have a 1st Central home insurance policy, you can add this cover online in Your Account at any time. You can also find cover limits and terms in your policy documents.
Need help making the change? You can talk to our Customer Service team by reaching them on 0333 043 2001.