Am I covered for accidental damage in my home?
Essentials Product
What’s included in my building’s insurance?
Your buildings insurance automatically covers:
• Damage to underground drains, pipes, cables and tanks
What about contents insurance?
There is no cover automatically included for accidental damage.
Looking for extra protection?
You can add Full Accidental Damage Cover for an additional cost to cover things like breakage to bathroom fittings, glass in windows and doors, mirrors and glass and for those unexpected accidents like putting your foot through the ceiling or spilling wine on a carpet.
If you have an existing home insurance policy with 1st Central and would like to add Full Accidental Damage Cover, you can add this cover online in Your Account at any time during the policy year!
You can also check your policy documents for cover limits and terms.
Struggling to make the change online? We can help!
Alternatively, you can call our Customer Service team. Find our contact numbers and opening hours here.
1st Central Home and Premier Products
What’s included in my building’s insurance?
Your buildings insurance automatically covers:
• Damage to underground drains, pipes, cables and tanks • Breakages to bathroom fittings • Glass in windows and doors
What about contents insurance?
Your contents insurance includes some accidental damage cover as standard, such as:
• Mirrors • Fixed glass in furniture • Pictures and ornaments • Plate-glass tops on furniture • Ceramic hobs
Looking for extra protection?
You can add Full Accidental Damage Cover for an additional cost. This includes damage from unexpected accidents, like putting your foot through the ceiling or spilling wine on a carpet. breaking a window.
If you have an existing home insurance policy with 1st Central and would like to add Full Accidental Damage Cover, you can add this cover online in Your Account at any time during the policy year!
You can also check your policy documents for cover limits and terms.
Struggling to make the change online? We can help!
Alternatively, you can call our Customer Service team. Find our contact numbers and opening hours here.