Do I need valid tax and MOT to use my Breakdown Cover?
Yes, you must have valid tax and MOT to use all levels of RAC Breakdown Cover.
If your car has expired tax or MOT, you won’t be covered, and your breakdown service will be declined.
This is because cars without valid tax or MOT aren’t legally allowed on the road, and RAC policies require all cars to be roadworthy and comply with the law.