What extra benefits do I get with Excess Protect?

With Excess Protect you’ll get your excess refunded following the settlement of a claim by 1st Central (excluding windscreen only claims) resulting from:

  • Fire*
  • Theft*
  • Food
  • Vandalism
  • An accident that was your fault
  • An accident that was partly your fault
  • An accident where you are unable to recover your excess from a liable third party within six months

If you take out Excess Protect Cover with your car insurance you can:

  • Enjoy peace of mind knowing that you won’t be responsible for a large excess bill in the event of a car insurance claim
  • Choose your own level of cover from £300 to £1,000
  • Make multiple claims on Excess Protect up to the value of cover you choose
  • Make an Excess Protect claim via an easy to complete online form

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