What isn't included in Excess Protect?

You won’t be able to use Excess Protect Cover to claim back your excess where:

• Your main motor insurance claim is declined

• A claim relates only to glass repair or replacement

• A claim relates to theft or attempted theft of personal effects

• Your claim value is less than the excess

• You claim on Excess Protect more than 31 days following the settlement of your claim by 1st Central

• Your excess has been or will be reimbursed by a third party