What checks are made at the start of my car insurance policy?

As part of our standard policy procedures 1ST CENTRAL cross reference a number of databases including an Insurer database which details previous claims information (Claims Underwriting Exchange-CUE).

Under the conditions of your policy, you must tell us about any incident within the previous 5 years (such as an accident or theft) which may or may not give rise to a claim, regardless of fault.

In the event that there's been any non disclosure on a motor insurance policy, we reserve the right to apply retrospective terms or to void or cancel the policy.