Are my passengers covered for Personal Accident in my car without the additional cover?

All our comprehensive products include up to £7,500 of Personal Accident Cover for the policyholder. This cover isn't included with our Value policy. If you’d like to cover your passengers too, you can choose to pay an additional premium for extra Personal Accident Cover.

There are two ways of purchasing Personal Accident Cover:

You can take out Personal Accident Cover when you purchase a car insurance policy online or over the phone.

If you already have a car insurance policy with 1st Central, you can easily add Personal Accident Cover at any time during the year in Your Account.

The cost of including this cover will be based on how much time is left until your policy renewal.