If my car insurance is cancelled why do I still owe money to 1st Central?
If the amount you have paid (deposit + instalments) does not cover the amount charged, then you'll be asked to pay the difference.
When a policy is cancelled, you'll need to pay for the amount of time you've been insured plus any relevant fees such as a cancellation fee.
Also, if the cancellation takes place more than 14 days after the start or renewal date, you'll not receive a refund for any additional products purchased such as Legal Expenses or Breakdown Cover.