What is covered by 1st Central's Hire Car Cover?
What am I covered for?
• A Group A vehicle (e.g. 1.0 litre car)
• Any driver of the insured vehicle as named on your Certificate of Insurance
• Any incident where the insured vehicle is rendered a total loss
• Any incident where the insured vehicle has been stolen and remains unrecovered
• A maximum of two claims in any one period of insurance
• A Hire Car policy must be in place at the time of the insured incident
• If your policy is effective from 01/01/2024 you will receive a £250 payment for every successful claim
Up to 28 days of continuous car hire within the territorial limits following an insured incident during the period of insurance
What isn't covered?
• Any further hire charges incurred after 28 days or 48 hours after payment is issued to you based on 1st Central’s total loss valuation of your claims (whichever comes first)
• A maximum of two claims can be made within the period of insurance
• The insured person must be a full UK driving licence holder aged 18 years upwards and have held a full UK driving licence for a minimum of one year
• The insured person may have to provide comprehensive insurance for the hire car
• All fuel, fares, fines and fees relating to the hire car whilst in your possession
• Any claim where you are not covered under the terms of your 1st Central motor policy
• Any claim where the insured vehicle has been stolen which has NOT been reported to the police
• Any claim reported to 1st Central more than 14 days after discovery of the insured incident